Revenue Leakage
Lose 20-30% of daily collections to "kuchota" and unreported fares. Zero visibility until end of day reconciliation.
Manual Reconciliation
Spend hours on inaccurate reports with endless disputes. Manual counting leads to errors and frustration.
Cash Handling Risks
Large cash amounts create security vulnerabilities. Risk of theft, loss, and safety concerns for your crew.
No Strategic Insights
Flying blind on route profitability and crew performance. No data for informed business decisions.
Real-Time Tracking
See every shilling collected instantly with automated fare recording, M-Pesa integration, and live dashboards.
Automated Reports
Zero disputes with automatic reconciliation. Accurate reports generated in seconds, not hours.
Digital Payments
Reduce cash handling by 70%+ with M-Pesa integration. Safer for crew, better for your business.
Data-Driven Analytics
Optimize routes and boost profitability 20-30% with comprehensive performance insights and analytics.
Real-Time Fare Collection
Every shilling tracked instantly with M-Pesa integration. No more guesswork, no more leakage. Just transparent, real-time revenue visibility.
- Instant M-Pesa integration
- Digital IOU system for cash
- Zero-dispute reconciliation
Live GPS Tracking
Know exactly where every vehicle is, 24/7. Real-time route compliance and performance monitoring.
Gamification & Rewards
Turn performance into a game. Leaderboards, badges, and instant bonuses keep your crew motivated and accountable.
- Real-time leaderboards
- Automated bonus payouts
- Performance scorecards
Smart Expense Tracking
Track every cost per vehicle. Upload receipts, voice notes, or digital fuel requests in seconds.
Automated Payroll
Daily, weekly, or monthly pay cycles. Instant payouts with SMS/email payslips. Zero paperwork.
Powerful Analytics
Route optimization, fuel analytics, theft alerts. Make data-driven decisions to boost profits by 20-30%.
Ready to Transform Your Fleet?
Join hundreds of SACCOs already using SaccoFy to eliminate revenue leakage
"We recovered 25% of our daily revenue in the first month. SaccoFy has given us visibility we never had before. Our crews love the app."
"The real-time dashboard is a game-changer. We can now make decisions based on data instead of guesses. Our expenses are down by 15%."
"No more disputes with drivers. Everything is documented. Our conductors actually prefer it because payouts are instant and transparent."
Revenue Recovery
In the first month of use
Cost Reduction
Through operational efficiency
Platform Uptime
Guaranteed SLA reliability
Our Mission
Make matatu operations cashless, data-driven, and efficient—empowering SACCOs with tools for transparency and accountability.
Our Vision
Build Africa's largest mobility data platform for urban planning, advertising, and fintech integration across East Africa.
Our Impact
Unlock billions in trapped liquidity, formalize the informal transport sector, and create a transparent ecosystem for all stakeholders.